about Us

Your Mortgage, Your Way

Ellen Frazier believes you deserve access to the entire market — not just one bank's products. We shop 260+ lenders to find your best rates and terms.

Meet Ellen Frazier

Mortgage Loan Officer

NMLS #474168

Ellen Frazier understands your income better than 99% of loan officers — because Ellen negotiated the contracts. Ellen knows how OIC pay, FLSA pay, continuing education bonuses, and certification pay work.

That's why Ellen can maximize your buying power in ways other lenders can't.

Get In Touch

Phone: (336) 480-7383
Email: [email protected]


Licensed in 40+ States | NMLS 474168

CLIENT SUCCESS STORIES

Trusted by Homeowners Across 40+ States

Inside This Free Guide, You'll Discover:

How to maximize YOUR specific firefighter/first responder income for loan approval

Exclusive first responder programs that save you $5,000–$15,000

The $60,000 income documentation mistake most first responders make

VA, FHA, and specialized loan programs explained simply

Real case study: how I helped a fellow firefighter get approved after being denied

Step-by-step timeline from pre-approval to keys in hand

How to build wealth through real estate (beyond your pension)

CLIENT SUCCESS STORIES

Trusted by Homeowners Across 40+ States

Join thousands of satisfied clients who found their perfect mortgage with RateMatch.

"Ellen made buying our first home stress-free. They shopped multiple lenders and found us a rate we couldn't believe.”

— Anna

"Ellen was very professional and they worked very hard to make my purchase successful. They responded quickly to my questions or concerns. I will recommend them to anyone looking to purchase a new home."

— Steph

"Hello, I would highly recommend Ellen and feel confident that you would receive top-notch service from him and his people. Ellen was able to help me with a home loan and all the trappings to go with it. Five stars for sure, sincerely Jane."


— Jane

Veteran & Retired Police Officer

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All product names, logos, and brands are property of their respective owners.

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Copyright © 2026 | Ellen Frazier

Licensed in:

NMLS # 474168

Address: 1126 Lango Ave, Suite 101 Charleston SC 29407

Phone: (336) 480-7383
Email:[email protected]

Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

For licensing information, go to www.nmlsconsumeraccess.org

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